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Help Is Available When You Are Disabled
By Karen Hambleton, Esq.
A disabling injury or illness can leave you out of work and financially strapped. An experienced attorney in disability law and related fields -- workers’ compensation, Social Security disability, public employee disability retirement -- can help protect your rights and maximize your benefits. For the cost of a phone call, you can learn which system will work best for you. Here are some of your options:
Workers’ Compensation Benefits
The law requires all employers who do business in Massachusetts to carry workers’ compensation insurance for their employees. If you are injured on the job, you should immediately report your injury to your supervisor and seek appropriate medical care. Do not take the advice of a few unscrupulous employers who tell their injured employees that “they will take care of them” in exchange for not properly reporting an injury. Eventually, a decision not to report a work injury will only hurt you in the pocketbook.
Make sure to give an accurate description of the work injury when you first go to the doctor or the hospital emergency room. Inaccurate or incomplete histories in medical records may be difficult to explain later. Continue to report the work injury accurately to all medical providers.
Under the law, your employer must notify its workers’ compensation insurer of your injury. Upon notification, the insurance company is required to send a response to you in the mail within fourteen days about whether your claim will be paid or denied. If the insurance company decides to pay your claim, you will begin to receive weekly benefits checks, and your medical bills will be covered. Workers’ compensation benefits are not open-ended, however, and at some point it is likely that the insurance company will notify you that your benefits are being stopped, even if you still remain unable to work. When that happens, you will need the assistance of an experienced attorney to help you navigate the workers’ compensation legal system. You can be sure that the insurance company has its own lawyer.
Karen Hambleton, Esq.
Karen S. Hambleton, Esq., has over fourteen years of experience helping clients with workers’ compensation, Social Security disability, public employee retirement and related legal issues. She can also help you win unemployment benefits if you have been ufairly denied. For the cost of a phone call, she can help you with all your legal needs in these areas. 34 Welby Road, # 103
Two convenient locations:
New Bedford, Massachusetts 02745
Off Route 140, Exit 5
420 Washington Street, Suite 400
Braintree, Massachusetts 02184
Please call her at 508-207-0282, or 781-848-8886 for a free consultation or visit:
www.hambletonlaw.com
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